Is A+ insurance really that ??

A + insurance carriers does not really mean how they handle you the customer , it is
based on financial standings to have enough money to settle a claim you submit .
Insurance comes in so many packages , cheap is just that . The largest disappointment
of claim handling is the fact that you don't get it your way . Years of paying don't give
you clout at a repair shop ,that's the agent who loves you paying the policy year after
year , and a shop ONLY follows what the insurance carrier says , not what the customer says.
The truth of the matter is know your policy ,ask the agent ,and know it before it is that day .
The # 1 customer complaint is use of aftermarket parts , can you believe it .
Please don't think this is crazy , they may look good to some , and pass the insurance spending decision
but that is because they are spending the money you already gave them , and in most cases
more than your yearly premium . The money saved is really easy .
100 cars a week in repair - insurance saves 100 dollars per car in after market parts usage -
**** 10,000 dollars to them , think about it they do .

A step back

Through the last month I did not get a post out , and I wanted to get back in the swing .
We left off with hidden information in the work on your car . California is expensive and
adding to that cost with no explanation is what has me here in the first place. My background is
extensive in the Auto Body repair industry , and after almost 30 years I have to vent out . I
have seen so many changes , and with the latest wave of "stick it to consumers " I had to start
writing this blog .
When you sit down for insurance , please make sure you sit down ! and read it  !
Please take the time to understand your policy , you can spend the money and not know what you have at all , unless you have had something to make you bring out a question . Now if you shop price then go ahead and take what you paid for , but if you have a budget and you are looking for product and feature you need to compare , " they are not all the same " .  I want to hit on this for a minute , "full coverage " is not full coverage of what ever you want , and most definately is not going to cover rental car after a accident , it is a ride along product , you can have it if you pay additional ,and you need to know that .

consumer awareness

So I was writing about customers and awareness last , and it just keeps hitting home . A insurance claim does not allow a customer to instruct the repair facility as they wish , if a claim is in effect the consumer is only entitled to what the covering insurance covers for their customer ? This is in fact not
a regulation anyone can stand behind , but in fact it is a process instituted and followed daily , and consumers are not aware , a estimate can and does change often , and much of which is designated by insurance not the service repairer .
Beware !