Is A+ insurance really that ??

A + insurance carriers does not really mean how they handle you the customer , it is
based on financial standings to have enough money to settle a claim you submit .
Insurance comes in so many packages , cheap is just that . The largest disappointment
of claim handling is the fact that you don't get it your way . Years of paying don't give
you clout at a repair shop ,that's the agent who loves you paying the policy year after
year , and a shop ONLY follows what the insurance carrier says , not what the customer says.
The truth of the matter is know your policy ,ask the agent ,and know it before it is that day .
The # 1 customer complaint is use of aftermarket parts , can you believe it .
Please don't think this is crazy , they may look good to some , and pass the insurance spending decision
but that is because they are spending the money you already gave them , and in most cases
more than your yearly premium . The money saved is really easy .
100 cars a week in repair - insurance saves 100 dollars per car in after market parts usage -
**** 10,000 dollars to them , think about it they do .

Can you tell the difference ??

Today is a day for history , not only did a insurance company dictate regulation to a customer , it did it to the person thats the claimant ( second party to damage ) and got away with it . Have you ever really looked at a Auto Body estimate to see what parts are being used ? A insurance carrier pushes so hard on the repair facility for discounts and key performance indicators ,customer service , and then has now put the burden of advisement for parts usage on the shop service writer , and is getting away with it . Watch the estimate  and see what parts are being used and you might be surprised , its not the same as what the car was made with !

aftermarket parts ??

In all the mis -guided things that a insurance company could pull on a consumer , is the Aftermarket Parts usage terms. I want to share the latest of all push comes to shove propositions , so if you have a strong policy that covers your car with a leading company , you probably have the right to Original Equipment parts after a accident , if you have sub insurance carrier or discount product it only entitles you to After Market repair parts as acceptable to repairs . The latest item to get shoved around is the owner of a mid policy has to accept the repair process of the insured carrier if they want the claim covered as a claimant , or use their own carrier , and pay deductables and then subrogate for future re-imbersement , this in terms means your Honda Accord has to get a After Market fender if you get hit by another Honda that has this policy in effect , although if this had not happened you would still have the Original Part with a VIN tag , or at worst if you wrecked you would at least get a Honda fender back to your Honda !!!